Breakdown Recovery 


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24 Hour roadside assistance and recovery in the UK

What you are covered for

Roadside Assistance

If you lose the use of the insured vehicle because of an insured incident, we will arrange and pay for a repairer to attend the scene of the incident for up to one hour in order to try and restore the insured vehicle's mobility or make it roadworthy.

If necessary, we will arrange and pay for the insured vehicle and you to be recovered to the nearest suitable repairer, which shall normally be within 15 miles, for it to be repaired at your cost. The choice of suitable repairer will be at our option.

Recovery Within the UK

What you are covered for

When you have called for our assistance, if the insured vehicle cannot be made roadworthy at the scene of the insured incident, and it is apparent repairs cannot be completed within a reasonable time at a suitable garage:

1)    Nationwide Recovery

We will arrange and pay for you, and if appropriate, the insured vehicle, to be taken to your intended destination or home anywhere within the UK geographical limits.  When the vehicle occupants have arrived at the chosen destination, at your option we will arrange and pay for the insured vehicle to be transported for up to 15 miles further, to a garage of your choice, in one complete journey. The means of transport will be at our discretion.

ALTERNATIVELY

2)      24-Hour Replacement Vehicle

If repairs to the insured vehicle are carried out at a local repairer, if necessary we will arrange and pay up to £100 in total for the following benefits:

An equivalent self-drive rental vehicle, when and where available, for up to 24 hours, for you to continue your journey or return home. We will pay for the delivery, the 24 -hour rental charge and for collision damage waiver insurance.  You will remain responsible for returning the rental vehicle to the hire car providers, and for the cost of any fuel and oil used, and any charges in excess of 24 hours. You must be able to satisfy the requirements of the hire car providers, as to an acceptable driving license and minimum driver age. They will also require sight of your credit/charge card before releasing the vehicle to you.

You will also remain responsible for collection of the insured vehicle following repair.

OR

3)   Overnight Accommodation

          At our discretion, we will pay for one night's bed and breakfast accommodation for you in a local hotel while you wait for repairs to the insured vehicle to be completed, on condition the insured incident has occurred at a late hour more than 25 miles from the policyholder's home address.  The most we will pay is £40 per person with a limit of £160 per insured incident.  

Message Relay

If we have been contacted in connection with an insured incident, we will relay up to 2 telephone messages to your family members, friends or business associates to advise of unforeseen travel delays.

Emergency Driver Within the UK

What you are covered for

If during a journey in the insured vehicle the driver suffers sudden illness or accidental bodily injury so that he or she is incapable of continuing to drive the insured vehicle, and if there is no other occupant qualified, competent and insured to drive the insured vehicle:

We will provide and pay for an alternative driver to complete the journey and drive you and the insured vehicle to your intended destination or home.

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