PRESS RELEASE: FOR IMMEDIATE RELEASE

Truckers No longer left out in the cold
In a market where truck owners struggle to buy insured breakdown protection, National Breakdown launches a unique Insured Breakdown Scheme.
The Announcement of a new insured breakdown service for trucks offers the same level of protection against breakdown as the public receive with their cars. With the cost of running commercial vehicles rising steeply in the UK, this scheme could reduce some of the burden for Truck owners. "The membership Scheme we are offering is a welcome step forward for the truck industry. The pressures of keeping your vehicle moving and your load safe are exacerbated in the event of a breakdown and the cost of Pay per Use Schemes can very quickly spiral out of control when the owner is under pressure to get moving again. It has taken a while to bring this Scheme to market but we believe it is a timely service backed by a considerable network of mechanics and recovery agents." Ian Roper, MD, National Breakdown.

National Breakdown only sells Breakdown Cover. Their decision to break into the truck market expands their provision and resurrects a Scheme that is designed for the industry, by people in the Industry. "The breakdown industry is geared towards the mass public. It has become very generic and almost a throwaway item added onto policies or paid for at the supermarket. This type of Cover is not suitable for commercial vehicles and there are few specialists left that will provide this bespoke service. Our aim is to continue to offer specialist services that meet the individual needs of the customer. " Ian Roper, MD, National Breakdown. The Service has been launched for trucks up to 7.5 tons and plans are underway to launch the heavy Truck service on April 1st.
For more information, to schedule and interview or photo opportunity, Please contact Carolyn Bowe on 07940 834 937

Winter driving – Q&A

Ian Roper, founder and Managing Director of International breakdown explains to me that despite appearances (the suit, tie, clean, modern office space) he is a man that still revels in the ‘getting his hands dirty’. He reveals that all his working life he has been involved in the motor industry; he knows cars inside and out. But, trading his hands on approach to that of an industry observer has resulted in a new and different perspective to add to his practical experience. Drawing on this experience I asked him;You have been in the motor industry in one way or another all of your working life.
Do you feel drivers are more aware about driving safely in hazardous conditions now?
The simple answer is no. You would expect that government campaigns, coupled with the stricter driving test people would be. Yet, we still get calls here that indicate they aren’t even aware of the simple hazards that can be so easily avoided. We rely far too much on technology and expect it to save us in hazardous conditions, we feel safe in our cars, and when you feel safe, you take risks. I think it was Jim Davison that was asked ‘is your car an automatic sir?’ to which he replied, ‘it is, but I still need to be in it.’ Ultimately, most accidents are human error.
Are there seasonal trends in the amount of breakdown calls you get?
Yes, the summer months are the busiest.That’s not the answer I was expecting, can you explain?There are simply more cars on the roads in the summer. People tend to travel further and take journeys that they wouldn’t take in the summer. In the winter months there are certainly more bumps and scrapes, but the summer months are when we get the most call outs. There aren’t as many hazards such as bad weather and its daylight for longer, but heat, longer days and congestion present their own problems.The government has a high profile National risk assessment programme that aims to provide contingency plans at local levels for severe weather conditions. They also provide continuous advice through the THINK! Campaign for drivers.
Is there anything else you feel the government could do to educate and help motorists?
There should be a compulsory motorway driving test. You can drive a car on a provisional license on any road except a motorway and then, you pass you test and travel on a motorway with no experience of how to conduct yourself or handle a car at speed. It’s ludicrous.
I also think that the government should concentrate more on road safety rather than erecting speed cameras for revenue. There should be a system that maintains a speed limit rather than just restricts it in certain hotspots. If something like that was in place maybe more people would believe that the cameras were actually for safety purposes rather than just a revenue stream for local Authorities. A system that did that could also be adjusted in hazardous conditions to slow drivers down.
Winter tyres are a mere three percent of the UK's total tyre market. This poor statistic compares with 10 per cent in the Netherlands, and 50 per cent in Germany (http://www.etyres.co.uk/bad-weather-tyres). In some EU Countries winter tyres are compulsory or obligatory. Do you think tyre awareness is an issue that is under stated in the UK?
Tyres are one of the most important serviceable items on your car. Certainly, in winter months when there is snow, ice and rain on the ground, a good set of tyres is essential. But I think it’s probably the tyre Industry who are pushing these statistics. We don’t really have harsh winters like we used to and although winter tyres can be effective in harsh conditions, it’s just as important to have a decent tread.
48% of UK accidents in the winter are caused by skidding, if you don’t have winter tyres, how else can you prevent this type of accident?
Even winter tyres can’t stop you in a skid. The single piece of advice I can give is to avoid skidding by driving slowly. If you do skid, take all you feet off the pedals, don’t brake, don’t accelerate and allow the car to come to a halt. Of course, if you are an advanced driver it is possible to correct a skid, but it takes practice.Different weather conditions pose different hazards for drivers, what are the most common problems drivers face? Rain is the most common problem. Heavy rain, spray and standing water are the most common in this Country. You can be driving at 70mph in sunshine and then a cloud burst hits and in a matter of seconds you are driving in hazardous conditions. One of the most dangerous problems is rain after a dry spell. It’s dangerous because it is underestimated. During long dry spells, oil and diesel collects on the road – harmless really when it’s dry. But the moment it rains the road turns into a skidpan. Many motorists aren’t even aware of a hazard like that. Wind is also another hazard. It affects other drivers around you, but it is indiscriminate. In other words, a gust can hit the lorry in front of you yet hardly affect your own driving.Low winter sun is often a problem too, especially when it’s reflecting off a wet or frosty road. It can be blinding. Talking of frost – Never pour boiling water over a frozen windscreen! You won’t believe how many people do that and are surprised when the windscreen cracks.
Our weather is very unpredictable but the Met office are now predicting a colder and wetter winter than the past few years. Do you think motorists are prepared for this?
No. Generally people don’t prepare until it’s too late. We wait to be told by the news or rely on weather reports which we all know are notoriously wrong! Everyone who has a car should carry a blanket, de-icer, boots, warm clothing, a mobile and a charger. A shovel can come in handy too. It doesn’t take much time to pack these items in your boot, yet they can literally save your life.
If you had one piece of advice for new drivers taking to the road this winter, what would it be?
Be prepared. Drive slowly and don’t drive for driving sake. When the weather is bad, only take essential journeys.


MotoringWire: Could you be buying a flood damaged car?

Last Summer proved to be one of the wettest on records. In America, where in parts, storms are frequent and flood damage a regular occurrence, there is an entire industry built on other people's misery. We are aware in this Country to be careful of the cowboys who flock to damaged properties after a storm, selling their often shoddy repair services, but with our relative inexperience with this scale of flooding, will we soon be experiencing this kind of unscrupulous behaviour in the motor industry?

If you are in the market for a used car, you could be one of those unsuspecting customers who ends up with a flood damaged car that will surely begin to seep into the market.

When a car is written off by your insurance company, it will usually go to auction and be sold for spares. However, this isn't always the case and as the industry has witnessed in America, these cars will often end up on the forecourts after a bit of cosmetic work. So, what's the problem? Apart from the fact that you will be unaware of the history of the car, there could be underlying problems that can compromise your safety.

Doing a little research before you buy a car can reduce your risk of a flood damaged purchase. There may be few cosmetic signs that reveal the history, but with a little bit of knowledge it is relatively easy to spot water damage. The obvious giveaway is rust. Rust in a previously flooded car will not be restricted to the exterior of the vehicle. Look under the interior carpeting, check individual screws for signs of rust and open the boot to check underneath the mats. Whilst doing this, check for discoloured, stained or faded upholstery, or for carpets that don't match the colour of other interior cloth.

You should always take a car for a test drive, but before you do, you should check that all warning lights, gauges, wipers and electrical equipment such as the radio are in working order. All of these investigations will help, however there are specific clues that reveal a water damaged car such as brittle wiring. Wires under the dashboard can be an absolute giveaway. If they crack on bending this is a good sign that they have become brittle through a drying out process. Inspect the fluids under the bonnet. Oil and water don't mix well, so it's easy to spot contamination. Ultimately though, taking an experienced mechanic with you to check a car out is the smartest way to reduce your risk.

A flood damaged car is often an ill car. The rust will slowly work through the major components and wiring. It is silent, slow but eventually it will lead to failure. If you are not intending to buy a used car, but you know someone who is, send them this article.

Visit www.nationalbreakdown.co.uk

MotoringWire: Mistake could double the cost of your trip to Europe!

Could your holiday abroad end up costing you more than the holiday itself? For some motorists who holiday abroad there is a real risk that this problem could occur with evidence showing that around two thirds of us believing that our insurance is adequate to cover accident and breakdown. In reality, insurance companies who don't charge extra for trips abroad do require you to activate that cover before you travel. In addition to this, some Comprehensive policies may not even cover damage to your car whilst abroad. Without breakdown cover, this could seriously damage your wallet in the event of an accident or breakdown. In some Countries, a bill for a tow or garage call-out can often exceed £350 and that's before any repairs. It's important therefore, to be prepared for your trip. If you check the terms of your insurance policy and take out breakdown cover, you can relax in the knowledge that your holiday won't end up costing you the earth.

Preparation

Breakdown Cover
Make sure that you have adequate breakdown cover for Europe . National Breakdown provides a choice of Annual or Single trip membership for the UK and Europe . You call us on 0870 902 4700, giving 24 - 48 hours notice prior to traveling in order that we can ensure your European breakdown cover is in place before you set out on your journey.

Your Vehicle
Make sure you vehicle is serviced well before your departure date to lessen the chance of a costly breakdown during your trip abroad. Remember, our National Breakdown Cover extends to motorcycles, cars, Motorhomes and light commercial vehicles with FREE caravan and trailer cover with every membership. GB sticker
You must display this sticker. Non-compliance with this rule and you could receive an on-the-spot fine. Whilst Euro-Plates (i.e. number plates showing the GB Euro-symbol make the display of a conventional sticker unnecessary when driving within the EU), some countries outside the EU may still expect you to display the conventional GB sticker so it is always wise to do so.

Headlights
As you will be driving on the right in Europe with the exception of Republic of Ireland , Cyprus and Malta , you will need to adjust your headlights in order that the dipped beam does not dazzle oncoming drivers. Headlight beam converter kits are easily available but do check your manufacturer's handbook in case the main dealer needs to carry out the adjustments. Remove the beam converters upon your return to the UK.

Seat Belts
As in the UK front-/rear seat belts must be worn, if fitted, in the majority of European countries, however check the specific requirements before departure and make necessary changes as needed. Be mindful of any regulations in the country or countries in which you plan to travel regarding front-seat travel that may differ to those for passengers or children in UK . You are advised to ensure the appropriate seat restraints are fitted as required. Door/Wing Mirrors
If your vehicle is not equipped with a door- or wing-mirror on the left-hand side we recommend that you get one fitted to aid driving on the right.

Loading Note
Do not take chances with overloading the vehicle or trailer, apart from the safety risks involved; this may result in fines and even void your insurance. Make sure all loads are secure whether on roof racks or in trailers. Fuel
Leaded petrol is no longer generally available in Northern European countries and Lead Replacement Petrol (LRP) is getting more difficult to find. If LRP is not on sale, an anti-wear additive to add to lead fuel can usually be bought from a filling station shop.

Tyres and Brakes
Most countries demand a minimum tread depth of 1.6mm over the central three-quarters of the tread and around the whole circumference.
We advise you err on the side of safety and consider changing tyres if the tread is down to 3mm.Tyre chains are important for any winter motoring and are compulsory in some countries even when using winter tyres. Ensure you brakes are working efficiently and have been included in the service prior to your trip abroad.

Mobile Phones
The use of hand-held mobile phones whilst driving is prohibited in many countries as it is in the UK . If you need to call for emergency breakdown assistance, pull over when safe to do so, and then use your mobile phone. Alternatively ask a passenger to make the call on your behalf. Do not risk your own safety, that of your passenger's and other road users by attempting to manipulate your handset especially whilst driving in unfamiliar circumstances.

Insurance and Motoring Documents
Contact your UK Motor Insurer for advice at least a month prior to your departure abroad at which time you may also wish to check on travel insurance for Europe. Check that your insurance cover is sufficient and that the necessary documents to prove it are to hand. You may be asked to show your documents for inspection at any time so make sure that they are easily accessible. These documents will include Motor Insurance certificate(s), a full Valid Driving license (not provisional) supported by an International Driving Permit where necessary, DVLC vehicle registration document and your Passport(s). Note: in some countries you may need a visa if you hold either: a UK passport not issued in the UK OR a passport that was issued outside EEC.
If you're travelling in a vehicle other than a motor car or motorcycle or pulling a caravan or trailer make sure you have any additional insurance as needed, especially where trailer is carrying another vehicle, boat, PWC, etc.

Health Care
Whilst abroad as a visitor you and your family can obtain urgent medical help at reduced costs from the health-care schemes of those countries with which the UK has health-care arrangements although the cover is not always comprehensive. You can obtain more details in the Department of Health Booklet T6 from any main Post Office. It is wise to check any personal travel insurance scheme is adequate for you and your family's requirements during your trip.

Pets
Cats and dogs only are included in The Pets Travel Scheme (PETS). For more advice contact the PETS Helpline on 0870 241 1710 or go to the DEFRA website at www.defra.gov.uk/animalh/quarantine/index.htm Crime Prevention
Common sense should prevail as in the UK , such as not leaving wallets, handbags, cameras and other attractive items in view at any time and never leave valuables in an unattended car. Never leave your keys in dash for even a few seconds whilst away from vehicle.

Special Features
Many European countries demand that you to carry other equipment such as warning triangles, fire extinguishers, first aid kits replacement bulbs, fan belts, spark plugs, etc as well as obtaining certificates upon entry to certain countries and for some motorway driving. We advise researching these details well in advance for your trip abroad as failure to comply may result in a police fine or confiscation of your vehicle.
Visit www.nationalbreakdown.com for UK & European Annual and Single trip cover.

MotoringWire: Buy now, pay later & keep your fingers crossed?

When did the car become an essential item?

It wasn’t that long ago that a car was a luxury item that you could barely afford when settled into your first job. Yet today, it seems that even students are car owners. Whether we like it or not, the car is a necessity for many people and the younger generation seems to be fuelling this trend. With the average cost of running a car now topping £15 a day, and the average price of a buying a car standing at £4000, it seems clear why so many of those on a low income, such as students, end up in serious debt.

As a parent, it’s worrying enough knowing that your kids are venturing out in their first car on for the first time without worrying how they are going to be able to afford the fees, and living expenses of college or University on top of the ‘necessary’ car. Getting into debt as a student isn’t difficult. The average student leaves their study with over £13, 000 of debt. Add into the mix the necessity of a car and that debt can rise significantly.

But it’s often the unexpected costs of car ownership that is underestimated by new drivers. Wear and tear, car park bumps, MOT’s, brakes and exhausts, flat batteries, things that most of us know how to prevent from failing – are often left to crossed fingers for new and cash-strapped drivers.

Ironically, it is this very group of drivers who are more likely to save money by having breakdown cover yet choose to take the gamble instead.

On average a *new driver is 3 times more likely than an experienced driver to require breakdown help, yet it is the experienced drivers who are just over 10 times more likely to purchase breakdown insurance, saving an incredible amount of money, time and hassle in the event of a problem.

Those who don’t consider breakdown cover, or simply think they can’t afford it, may find that what they end up with is further debt in the event of a breakdown. Most breakdown organisations offer the option of purchasing breakdown cover for a family member or friend, which is a fantastic gift idea for someone who is leaving home.

Ian Roper of National Breakdown comments;

“The underlying problem here is false economy. Some people cross their fingers and take the risk – which can sometimes pay off; however, when you consider that 1 in 8 of us will break down in any 12 month period, our personal economy is fairly sure to be compromised at some point. This is even more certain for those who don’t take care of their car. Buying a gift that costs less than £50 but could save the member £500 will be appreciated. It’s like winning the jackpot when someone gave you a scratch card.”

(*<3 years)

MotoringWire: Clandestine tax with serious consequences

“Once again, the Government seem to be creating a clandestine tax with out considering the consequences” A spokesperson for National Breakdown said today. The increased tax proposals being considered by Ministers was confirmed and swiftly attacked by motoring groups and the voluntary sector over the weekend.

“The unintended consequences for drivers who use their own cars for work are huge. With the possibility of a 200% increase in their annual tax bill.”

At present, if you use your car for work you have an allowance of 40p per mile for the first 10,000 miles without facing a tax bill. The proposed plans would slash this allowance to only 25p if your CO2 emissions don't come under 185grms per Kilometre. In reality, this means if you drive a 2.0 litre vehicle, your tax bill could rise dramatically. On the flip-side, if you use a 1 litre car, the allowance could rise to 50p per mile.

A spokesman for Revenue and Customs said: "This is pure speculation and any policy decisions are a matter for ministers."

MotoringWire: new brand launch.

After launching International Breakdown in 1999, the company has gone from strength to strength offering breakdown solutions for individuals, traders and business. After changes in the market recent research has identified areas for development within the Company which have resulted in an exciting new brand launch with enhanced benefits to current and potential customers.

Managing Director Ian Roper comments, ‘We strive to ensure that we can offer a quality service at a competitive rate but we didn't feel that this was clearly disseminated through our website. Our customers were telling us that clear information about the service we offered wasn't readily available so hopefully we have remedied this through the new website.'

The new website retains all the strengths of the original services, yet offers a more user friendly experience. The colours, style and layout have been updated and additional value has been added through the members' services area.

MotoringWire: pay-as-you-drive tax: why you shouldn’t sign …yet.

According to Ruth Kelly the new car tax petition is a ‘good test of public opinion on a particular issue'.

Signing any petition is a personal affirmation that we agree with the opinion of the petitioner. However, how many people who sign a petition actually understand the issue and facts fully? We see the headlines; ‘tracking device', ‘will cost more than my current salary', ‘just another tax' and many of us will make an instant judgment based on the feelings provoked. We believe others' opinions readily, especially if they appear to be formed by the masses. We often display a ‘sheep-like' mentality where jumping on the band wagon and feeling the comfort of being part of a ‘movement' is fulfilling.

Most agree that the new pay as you drive tax proposal has raised moral, privacy and economic issues. But signing a petition before we are aware of all of the facts could be judged as morally wrong too.

I am sure the debate will continue to rage for a while yet and this could yet be a cleverly staged political move. However, only personal consideration, research and debate, based on fact rather than emotion, will truly make the petition worthy and a true reflection of public opinion.

New car tax proposals.

Did you know that we pay almost 3 times as much as the Americans for petrol?

It would seem that we are shredding our apathetic nature and beginning to fight for our rights in this democratic nation as motorists.

The British government has proposed to introduce road pricing that will require motorists to purchase a tracking device for their car and paying a monthly bill to use it. It is estimated that the tracking device will cost about £200 according to a study by the BBC, the monthly bill will average £28 for a local florist and £194 for a delivery person.

Some would agree that this is a massive increase in tax. Apart from the cost it would appear that the 'Big brother' fear phenomenon is in force here, with the British public concerned about the fact that the tracking device will log how fast you have been going. Will this be included as a fine in the monthly bill if you are a few miles an hour over the speed limit?

The daily Mail says "Almost 600,000 people have put their names to a petition demanding Tony Blair scraps plans for a controversial new tax on motoring." 27th Jan 2007

Of course could it be that the Government want to be seen as a government who listen to their public and are prepared to change poilicy to gain votes after an overwhelming petition against them?

More articles at National Breakdown